Are Manual Transmission Cars Cheaper to Insure?
In general, yes, manual transmission cars are cheaper to insure than automatic transmission cars. This is because manual transmission cars are less likely to be involved in accidents. According to the National Highway Traffic Safety Administration (NHTSA), drivers of manual transmission cars are 20% less likely to be involved in a fatal crash than drivers of automatic transmission cars.
Why are manual transmission cars less likely to be involved in accidents?
There are several reasons why manual transmission cars are less likely to be involved in accidents. First, manual transmission cars require more driver engagement. Drivers must use the clutch and shift gears manually, which means they are more aware of the car’s operation. This increased awareness helps drivers avoid accidents.
Second, manual transmission cars have a lower top speed than automatic transmission cars. This means that drivers of manual transmission cars are less likely to speed, which is a major factor in accidents.
Finally, manual transmission cars are often less powerful than automatic transmission cars. This means that drivers of manual transmission cars are less likely to be involved in accidents caused by excessive speed or reckless driving.
How much cheaper is it to insure a manual transmission car?
The amount you save on insurance by driving a manual transmission car will vary depending on your insurance company and your driving record. However, you can expect to save between 5% and 15% on your insurance premium.
Should you get a manual transmission car if you want to save on insurance?
If you are looking for a way to save money on insurance, getting a manual transmission car is a good option. However, there are other factors to consider when choosing a car, such as your driving experience and your budget. If you are not comfortable driving a manual transmission car, it is not worth getting one just to save on insurance.
Conclusion
In general, manual transmission cars are cheaper to insure than automatic transmission cars. This is because manual transmission cars are less likely to be involved in accidents. If you are looking for a way to save money on insurance, getting a manual transmission car is a good option.
