Car Body Insurance
What is car body insurance?
Car body insurance covers the cost of repairs or replacements to the body of your car if it is damaged in an accident.
Car body insurance is typically included in comprehensive car insurance policies, but it can also be purchased as a separate policy.
What does car body insurance cover?
Car body insurance typically covers the following types of damage:
- Dents
- Scratches
- Bumper damage
- Windshield damage
- Headlight damage
- Taillight damage
- Side mirror damage
How much does car body insurance cost?
The cost of car body insurance will vary depending on the following factors:
- The make and model of your car
- The year of your car
- Your driving history
- Your location
- Your deductible
The average cost of car body insurance is around $100 per year.
Do I need car body insurance?
Whether or not you need car body insurance depends on your individual circumstances.
If you have a new car, you may want to consider purchasing car body insurance to protect your investment.
If you have an older car, you may not need car body insurance, but it is still a good idea to weigh the cost of the insurance against the potential cost of repairs.
How to get car body insurance
You can get car body insurance from your car insurance company.
When you are shopping for car body insurance, be sure to compare quotes from several different companies.
Be sure to read the policy carefully before you purchase it so that you understand what is covered and what is not.
Conclusion
Car body insurance can be a valuable investment for car owners.
By protecting your car from damage, you can save yourself money in the long run.
